Wednesday, January 21, 2009

Struggling in poverty, looking for a way out

Recently..i noticed that Edwin and KF are competing in their jobless counter..so..i guess today shoud be jobless counter day number 72. I have been jobless for 72 days. Well, i couldn admit less that it was a meaningful 72 days though. I have spent my time meaningfully with my beloved gf, Eileen and also my parents, which i have not really spent any precious time with them for the past 5 years. You can imagine how long UTP spare us from the academic calendar every semester. Even you can calculate how many days i was in Kuching. So, that explains why i think my 72 jobless day is meaningful.

Being jobless is one thing, being poor is the chain effect from being jobless though. I used to have RM500 allowance from Petronas to spend on foods and groceries..now, i have RM0 every month, and my bank account is always debited with more and more ATM withdrawal transactions. It's so sad to see the amount getting less and less by weeks. Who to blame? Me, myself, i, zhiahowe. I have always claimed myself as jobless, while i myself had never tried to apply for any jobs available in the market, or even part time job. My resume has been kept untouched in my pc in Penang although i have completed writing it months ago..Who to blame again? ME!

I have always hoped that money do grow on trees, coz i have a lot of trees around my house. How i wish i could plant a money plant, so that i can spend happily by just watering it everyday. How i wish. I have though of the Skim Cepat Kaya too...but its too risky.

So, i started to take the slow path by earning cent by cent from Vincent Dee. He taught me to CLICK all the way to earn some pocket money. So far, i have started for roughly a month, and i can c the money starts growing from cents to tens of cent. Hopefully, i will be investing more money into this thing and gain a higher return value next month. Kudos to Dee for teaching me how to spend my free time at home moneyliciously.

Just few days ago, i encountered a site, teaching ppl how to make use of their money. AND, coincidently, i have a friend is in this kinda business. This thing is what i show in my MSN and GTALK status message

" Start Saving RM100 a month, and every 2 years, you get RM900".

RM900 might be a small amount for us, cause you only get RM900 in two years time, which means, you earn RM37.5 per month. BUT, let's look at the amount u invest every month, for each RM100, you get back RM37.50. 37.5% of interest. It seems make sense to me, cause according to him, if you put ur money in Bank in the FD, you get 3-4% interest at most. AND, its better you keep your money in FD for a year untouched. So, i guess that's the good thing of FD. You can take out your money after 1 year. This plan encourages us to take out after a decade, so that we can have even higher return. Maybe it's more like a retirement plan for me. Yet, i still give it a try. RM100 a month is still within my capability. Oh ya, not to mention, we can invest any amount we want too!!If you start with RM200, you get RM1800 after 2 years. HAHA!!i bo lui..so start small small.

Today is 22.01.2009, yesterday was Sin Nyan's bday, and today is my Big Day. Eileen is coming back from Penang. Cant wait. BUT.Bad News IS, Spotty was sent away to my dad's groundsmen house for several weeks, as it is mating season now, and my two horny male dogs have been fighting whole day and night over her. Sigh..gonna miss pot pot ever since..

K la..no more pictures yet...lazy to upload..Happy Chinese New Year guys!!!

Working individuals

Female
Hew Kah Ling
Jeslynn Seow Lee Lee
Wong Hui Lan

Male
who can give me an update on this? Does this show that female are more favorable than men?

1 comment:

KEEFOO LEE said...

haha now my counter is 68 days!